Tram Anh Nguyen – Top 100 Women in Fintech 2019

This article features an interview with Tram Anh Nguyen, Co-Founder of CFTE (Centre for Finance Technology and Entrepreneurship), one of our Top 100 Women in Fintech 2019.


This interview is part of a series of interviews featuring female Fintech leaders globally. LATTICE80, in partnership with Miss Kaya, recently published our Top 100 Women in Fintech 2019 list.The effort reflects our efforts in women empowerment and support in a field where women continue to be underrepresented. Check out the full list for 2018 here as well. 

Miss Kaya is a lifestyle driven financial platform for the modern woman that aims to empower them to carve their own financial freedom through technologically-empowered financial tools. The mission is to provide the modern women globally with the support, resources, and community they need to live the lifestyle that they want.

Disclaimer: The interviews are published on a rolling basis and the order by which they are published by no means representative of any rankings.

This article features an interview with Tram Anh Nguyen, Co-Founder of CFTE (Centre for Finance Technology and Entrepreneurship), one of our Top 100 Women in Fintech 2019.

1.Tell us more about what you do and how did you move into Fintech? 

I am the co-founder of CFTE – the Centre for Finance, Technology and Entrepreneurship – and an Industry Fellow at Imperial College Business School.

My world is from traditional finance. I first began my career as a trader at Standard Chartered in New York in 2000. I then moved to Dresdner Kleinwort in Capital Markets in London. I made a big shift from the world of capital markets to joining UBS Private Banking where I worked with the largest UHNW clients.

A couple of years ago, I left banking to start my own venture. I quickly realised by leaving the world of finance that there was a disruptive world that was shaping in Finance.

It was by attending the Singapore Fintech Festival in 2016 that I realised the importance of education in Digital Finance. It was by listening to Ravi Menon of MAS on stage in front of 12,000 people urging everyone to understand the world of finance was in disruption.

Today, I built CFTE with the first Fintech campus in the world in London. Our mission is to help people to learn and to encourage lifelong learning in Digital Finance.

I strongly believe that in a world dominated by technology, people must remain at the centre of organisations, and that continuous education and training are key to help individuals adapt to a fast-changing world.

Our mission is to provide education at scale to professionals working in the financial services industry. The accelerated pace of innovation in the industry is transforming every aspect of the industry and organizations are catching up to adapt. This creates an urgency for professionals to upskill or face losing their job. I was myself in this needs of learning. Our purpose is to bring knowledge, to empower people and for them to see opportunities.

2. What does being a woman in fintech mean to you?

A few years ago, I moved away from finance to venture into the world of education in Fintech. This originated primarily from a drive I always had to create a lasting impact. While there are many ways to create a lasting impact, I was personally most drawn to the medium of education as a change maker. With CFTE, I look to provide a significantly better representation of those who are often missing out on traditional finance education. This can be shown by CFTE’s 40,000+ learners coming from over 100+ countries and from very diverse backgrounds.

When I started my career in finance on the trading floor in New York approximately two decades ago, the sheer lack of women in the industry quickly became apparent, and it is still the case. This experience, together with the desire to make an impact, has prompted me to support women in the finance, technology and FinTech spaces.

With CFTE we take special care to ensure that women can empower themselves through using our education platform. As a result, over 40% of CFTE’s learners are women, which is an astonishing percentage once compared to the extremely low women participation rate of women in Finance. I am proud to witness some incredible women within CFTE.

Today, the world of Fintech is a world full of new opportunities, so we are in a much stronger industry for those who understand it. Women, this is your world too! 

Having successful and innovative women in our courses provide excellent examples of what is possible in the world of Fintech. Not only will the barriers of traditional finance be disrupted, but also the barriers created by gender. CFTE allows anyone to empower themselves to flourish in the new world of finance.

3. What challenges do you think women face in Fintech?

Lack of role models and lack of women in leadership roles

4. What advice would you give to other women starting out and growing their careers in Fintech?

Start your Fintech journey by learning!

5. What are 3 keywords to describe Fintech for 2019?

AI, Entrepreneurship mindset, Learning by doing.